Legal Document

Privacy Policy

Effective date: 1 January 2026. This policy explains how barksocail collects, uses, and protects your personal data in connection with our decentralized social banking platform.

1

Data We Collect

  • We collect information you provide directly: name, email address, wallet address, and identity verification documents when you register or use barksocail services.

  • We automatically collect usage data including IP address, browser type, device identifiers, transaction metadata, and interaction logs within the platform.

  • We may collect financial data such as connected wallet balances and DeFi protocol interactions to provide core banking and social features.

2

How We Use Your Data

  • To operate, maintain, and improve barksocail's decentralized social banking platform, including identity verification, fraud prevention, and regulatory compliance (AML/KYC).

  • To personalize your experience, send service-related communications, and enable social features such as peer-to-peer transfers and community feeds.

  • We do not sell your personal data to third parties for marketing purposes.

3

Cookies & Tracking

  • We use essential cookies necessary for authentication and security, analytics cookies (e.g., anonymized usage statistics), and optional preference cookies.

  • You may manage or withdraw cookie consent at any time via our Cookie Settings panel or by visiting our Cookie Policy at barksocail.com/cookies.

4

Third-Party Sharing

  • We share data with service providers acting as data processors (cloud infrastructure, KYC/AML providers, analytics) under strict data processing agreements.

  • We may disclose data to regulatory authorities, law enforcement, or courts when legally required or to protect the rights and safety of barksocail and its users.

  • On-chain transactions are inherently public; barksocail is not responsible for the transparency of public blockchain data.

5

Your Rights (GDPR & CCPA)

  • Under GDPR, you have the right to access, rectify, erase, restrict, or port your personal data, and to object to processing. California residents may opt out of the sale of personal information under CCPA.

  • To exercise any right, contact us at [email protected]. We will respond within 30 days. Identity verification may be required.

  • You have the right to lodge a complaint with your local supervisory authority (EU) or the California Attorney General (CA).

6

Data Retention

  • We retain personal data for as long as your account is active or as required by applicable law (typically 5–7 years for financial records).

  • Upon account deletion, we anonymize or delete personal data within 90 days, except where retention is legally mandated.

7

Security

  • We employ industry-standard security measures including AES-256 encryption at rest, TLS in transit, multi-factor authentication, and regular penetration testing.

  • No system is 100{f2eda16001650ba50a999a6dbfe5146a457ff74645b20d2a9c1b3b64d5611274} secure. In the event of a data breach affecting your rights, we will notify you and the relevant authority within 72 hours as required by GDPR.

8

Children's Privacy

  • barksocail services are not directed to individuals under the age of 18. We do not knowingly collect personal data from minors.

  • If we become aware that a minor has provided personal data, we will promptly delete it. Contact [email protected] to report such cases.

9

Changes to This Policy

  • We may update this Privacy Policy periodically. Material changes will be communicated via email or prominent notice on the platform at least 14 days before taking effect.

  • Continued use of barksocail after the effective date constitutes acceptance of the revised policy.

10

Contact & Data Controller

  • barksocail (Data Controller) — [email protected]

  • Mailing address: barksocail Ltd., 27 Fintech Square, London, EC2V 8RT, United Kingdom.

  • For GDPR-specific enquiries, our Data Protection Officer can be reached at [email protected].

Questions about your privacy?

Reach our Data Protection team at [email protected] or write to us at barksocail Ltd., 27 Fintech Square, London, EC2V 8RT, United Kingdom.

barksocail

Banking reimagined for the social age — decentralized, community-driven finance for everyone, everywhere.

350 Lincoln St, Miami, FL 33139, USA[email protected]+1 (844) 227-5622

© 2026 barksocail Inc. All rights reserved.